Following the success of April’s Financial Literacy Month, the DC Department of Insurance, Securities and Banking (DISB) is hosting ongoing financial-education seminars and workshops for the rest of 2007. The agency presents First-Wednesdays Money Savers to help individuals and families reduce debt, save money and build wealth. DISB has been working with several partners to create innovative strategies to motivate Washingtonians to develop better financial habits.
In April, the agency started first with District government employees; then took its seminars to the community. It is now presenting these workshops throughout the year. During the presentations, DISB will introduce attendees to DC Saves, a local offshoot of the America Saves campaign, which promotes saving over spending. To RSVP, please e-mail Michelle Phipps-Evans at michelle.phipps-evans@dc.gov. Feel free to bring your lunch.
| What: |
First-Wednesdays Money Savers* |
| When: |
Every first Wednesday of the month, from noon to 1 pm |
| Where: |
810 First Street, NE, Suite 701. Call (202) 727-8000 for information |
| Financial Topics: |
June 6 The 4Cs of Lending.
In today’s home-buying market, many consumers are jumping into products that do not take the four Cs into account—capacity, capital, collateral and credit. In this seminar, learn why having money on hand is important when buying a home; what creditors look for and what you need if you have to borrow without a down payment. You will understand the tried and true measures when it comes to borrowing and you will understand the risks.
July 11 The Truth about Credit.
Pat Philippe, financial education counselor with Capital Area Asset Builders, will discuss the keys to using credit wisely, improving your credit score and what you should know before applying for a credit card.
Aug. 1 Saving for Retirement with 20 more years to work
Sept. 5 Life Insurance Awareness Month
Oct. 3 Saving Tips for the Family
Nov. 7 Health Insurance Awareness Month
Dec. 5 Saving with Taxes |